I went to the dashboard and chose all the right things, but in order to test this I posted a comment under another e-mail address and it showed up under the blog.
I thought if you chose moderate comments then it wouldn't show up until you let it?
I am going to get flamed badly if I can't fix this. I need to effectively disable comments like you can in Blogger. I am using WordPress more as a static web page that I can come in and post from time to time.