ok, I checked this out from Alchymyth
I found all my answers except one.
I have to create a call from a page template... however I have my home page set up as a category... can I create a call from a category page...?
this is answer to the same question I had:
the general loop.php is a bit crowded already, therefore, i would make a loop-grid.php and integrate the stacking code there, for instance: http://wordpress.pastebin.com/09HncmWf
as you can see, a lot of the conditional code has been removed.
then call it from a page template, for instance: http://wordpress.pastebin.com/P6vPLb2g
esssential css styles, to be added to style.css of the Twenty Ten based theme: http://wordpress.pastebin.com/sEP6SV3F
you may need to edit the post output area to force excerpts, for instance, or to integrate thumbnails.
ALSO.. How do I integrate thumbnails?